Serious accident victims’ injuries may never fully heal. Instead, the accident victim may reach a point in their rehabilitation when no additional medical treatment helps. This stage of recovery is known as Maximum Medical Improvement (MMI).
The insurance company may attempt to limit reimbursement to only past medical bills. If you hire a Toledo injury attorney to fight on your behalf, you may be able to claim compensation for medical bills that you will incur in the future.
Maximizing medical improvement and reducing future medical costs
Depending on the severity of the injury, it can take a person longer to achieve optimum medical improvement. Some accident victims may achieve maximum medical improvement after getting the requisite medical treatments, such as corrective surgery or physical therapy. A victim of an accident whose injuries have fully healed may not need further treatment and may not qualify for reimbursement of future medical costs.
In contrast, victims of permanent injuries, such as paralysis, are commonly considered to have reached maximum medical improvement once their injuries have been stabilized. However, different therapy may benefit the victim even if the injuries won’t improve.
Even after the victims have exhausted all medical options, some may require ongoing medical care throughout their lives, affecting the case’s value.
Is maximum medical improvement important?
Getting medical attention after an accident is crucial for stabilizing your injuries. Some injuries may require comprehensive evaluation and treatment.
Costs associated with all of this medical care are bound to be high. Before suing the at-fault party, it’s essential to determine how much your total losses will be based on your medical bills. A critical component of assessing the value of an injury claim is the amount of compensation.
Knowing how long some injuries’ treatments would persist could hinder your chances of getting full reimbursement for your claim. As a result, you must have a complete grasp of your past and prospective medical expenses before sending a demand letter to the responsible party.
Since it is crucial to include future medical costs in the damages claim, it is essential to achieve the maximum level of medical improvement before proceeding to the next step in the legal process.
Note – Insurance companies may attempt to make an early settlement offer. However, this offer might not reflect the accurate value of your future damages, especially if you have a permanent injury.