Car accidents are scary and life-changing events. Often, they lead to injuries, medical bills, and insurance claims.
A reputable Atlanta car accident attorney will help you secure compensation from the at-fault party’s insurance provider. However, it is important to remember that insurance companies are for-profit businesses. They will try to deny or limit your claim.
Insurance companies are in the business of profit
Every insurance company is in the business of making profit. They use a large portion of the premiums they collect from insured individuals to pay their employees and cover operating costs. The remaining percentage is used for investment income, which means profits for the company.
Insurance companies will try to settle your car accident case for as little money as possible. They may even send representatives to your hospital room to convince you to accept a settlement while you are still being treated for your injuries. This is illegal in Georgia and you should never agree to a settlement without first discussing it with your lawyer.
Having an experienced Atlanta car accident attorney on your side helps ensure that you are not taken advantage of by the insurance company. An attorney will know how much your car accident claim is worth and will fight to get you full compensation for your losses. Having a car accident lawyer also gives you peace of mind that the legal process is in good hands.
They will try to offer you a settlement that is as-low-as-possible
If you’re injured in a car accident, the last thing you want to do is settle quickly for an amount that’s not enough to cover your costs. A good Atlanta car accident attorney will help you evaluate your damages and ensure that you receive a fair settlement.
If possible, ask for recommendations from friends and family members who have worked with a car accident attorney in the past. They’ll be able to tell you what kind of work the lawyer did, whether they were happy with the results, and whether they would recommend their services to others.
The central issue in car accidents is the apportioning of fault for the crash. The at-fault party must compensate you for your injuries and losses, which are called “damages.” Damages are divided into two categories: economic and non-economic. Economic damages are measurable, such as medical expenses and lost wages, while non-economic damages are subjective, such as pain and suffering and loss of enjoyment of life.
They will try to deny your claim
When a car accident occurs, victims often experience medical bills, car repairs, lost work time and other costs. These damages are often exacerbated by emotional trauma. Unfortunately, many car insurance companies try to deny claims or settle for less than they are worth.
The best way to avoid a bad deal is to hire an Atlanta car accident attorney. Luckily, most attorneys work on a contingency basis and will not be paid until they win your case. This allows you to choose an attorney who will focus on your needs and provide the best representation possible.
If you are in a car accident, it is important to call 9-1-1 immediately. This will start the process of creating a police report and documenting the accident. It is also a good idea to take photos of the scene, injuries, vehicle damage and anything else you think may be helpful. It is also critical to get immediate medical attention and follow doctor’s orders.
They will try to minimize your damages
Even if you are an incredibly careful driver, you cannot control the recklessness of others on Atlanta’s busy roads. A crash caused by another driver can leave you with costly medical bills, expensive car repairs, lost work time and wages, and other damages. You should not have to shoulder these costs because of someone else’s negligent actions.
A reputable attorney will fight to make sure you receive the compensation you deserve. They will also help you get the best settlement possible. They will review the police report and photos, as well as your invoices, medical bills, and old pay stubs to reflect your loss of income.
They will also be aware of the non-economic damages that you may be entitled to, such as pain and suffering, emotional distress, loss of consortium with a spouse, etc. Non-economic damages are more difficult to quantify and can’t be proven with receipts, but a car accident lawyer in Atlanta will know what to look for.